There at least three things in life that you have to pay attention seriously; they are study, job and retirement. Why do they need a serious attention? Study is to let you get prepared for getting a job. Job is the thing that you do to make a living. Retirement is the time when you have no employment status. This is in fact the crucial period of your life so that you have to prepare for it well. Taking superannuation is one of the most important things.
It is a kind of investment that is designed to provide money for your retirement. Usually, people start taking it in the beginning of their employment. So, when they enter their retirement, they have spare money to finance their life. In other words, it is actually an arrangement done by people taken from their monthly income for their retirement when they no longer earn a regular income.